Apple

How to steal money through Apple Pay on the example of a top manager Chanel

Runet today discusses how not the last person in Chanel was robbed . They did it in an unusual way: they stole the iPhone, then bought all kinds of things with it for 2 million rubles.

How is it possible and what can be done to prevent this from happening to you?

The answer is simple, but it will require a good memory from you.

The essence of the situation

The head of the Russian division of Chanel Jacques Marie Daniel Chenin lost the iPhone Xs for 104 thousand rubles. The smartphone was dragged near the faculty of architecture of the Russian Academy of Painting, Sculpture and Architecture Ilya Glazunov.

The thieves then went shopping, paying those iPhones through Apple Pay .

The disappearance was discovered only the next day, the police are looking for the perpetrators.

Why could steal money from a protected iPhone

Apple Pay will not allow you to simply debit money from a connected bank card, even by touching the terminal.

Before this , authorization always happens in one of three ways:

▪ either via fingerprint, Touch ID 
▪ either by Face ID face scanner 
▪ or by iPhone passcode

If the Touch ID or Face ID for some reason does not work, then the iPhone asks for a passcode .

Accordingly, knowing the passcode from the iPhone, you can pay through Apple Pay, ignoring Touch ID or Face ID.

The thieves managed to withdraw money from the iPhone, despite the lack of a print or the ability to scan the face of the owner. So they just peeped the passcode behind them. Most likely, they “drove” (watched for) the victim in advance and waited for the right moment.

How to protect yourself from this

On iPhone, you cannot disable payment by password code via Apple Pay . You also can not set another passcode, only for contactless payment.

Anyone who knows your passcode can not only unlock your iPhone, but pay for purchases with any cards connected to Apple Pay on your device.

The only way not to become like Jacques Marie Daniel Chenin is to use complex passwords. By default, iOS proposes to put six-digit codes, they are a little more difficult to memorize than the old four-digit ones.

But it is even better to use a complex passcode with letters and numbers. Yes, it will complicate the unlocking of the smartphone in case of a touch ID or Face ID error. But remember this, just looking for you, will be much more problematic.

How to set a complex passcode:

Open Settings -> Face ID and passcode (Touch ID and passcode on older iPhones)

Select Change passcode, enter the current one

1. Open Settings -> Face ID and passcode ( Touch ID and passcode on older iPhones)

2. Select Change passcode , enter the current one

3. On the next screen, click on Password Code Settings.

4. Select the option Custom code (letters + numbers)

5. Enter a combination of letters and numbers that only you know. Do not use your Apple ID or email password.

It is very important to remember the code-password just entered, no matter how complicated it is. It can not be reset without losing all the data on the iPhone.

That’s all.

Well, if you notice that the iPhone is gone, you need to quickly block it via Find iPhone . This can be done according to the instructions in the relevant article about the inclusion of the Lost Mode on iOS .

In Loss Mode, Apple Pay is completely turned off, and all cards become inaccessible until you enter the password for the Apple ID associated with the device.

Jacques Marie Daniel Schoenen would have helped if he had noticed the loss of the smartphone in time. Now there is only hope for the police. Don’t be like Jacques.

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